In this Pet Insurance 101 series we help you better understand what we do at Pets Best, why we do it, and why you need it.
Chances are, you’re like 91% of pet owners who consider their pet to be a member of the family.* As part of the family, we want our pet to live a long, happy and healthy life. Pet health insurance helps make this possible by reimbursing you on your veterinary bills so affording the best care for your pet isn't a concern.
Pet insurance reimburses you on your veterinary costs to diagnose and treat your pets for covered illnesses and accidents. The illnesses covered range from short term vomiting and diarrhea, to chronic illnesses such as allergies, cancer, and diabetes. Some of the accidents and injuries covered include broken bones, lacerations, foreign body ingestion, and poisoning. There are also wellness plans available that will help to pay for routine care items like checkups, vaccines, and dental cleanings.
Pet insurance policies are reimbursement policies. This means you pay your veterinarian up front for services, and then pet insurance company reimburses you on the covered expenses. Be sure to choose a company that reimburses off the actual vet bill, rather than off a benefit schedule or some other pre-determined amount for maximum return.
*http://www.harrisinteractive.com/NewsRoom/HarrisPolls/tabid/447/ctl/ReadCustom%20Default/mid/1508/ArticleId/814/Default.aspx
*No pet insurance company covers pre-existing conditions